Zip – Own it now, pay in 4

Shopping with Zip Online

Simply select Zip at checkout when shopping online to create your Zip account in minutes and complete your purchase. Every purchase you make with Zip is interest free.

How to shop with Zip Instore

Download the App for your Apple or Android device to create your account in minutes. You can then view your available balance, shop instore at participating retailers, and view and manage your upcoming payments.

App Store Icon Google Play Store Icon


How does Zip work?

Zip allows you to make purchases and get your goods shipped straight away but only pay 25% upfront with the rest charged over three fortnightly interest-free payments.

How much credit can I get with Zip?
How do I sign up with Zip?
What if I don't have an NZ Driver Licence or get an ID failed message when applying?
Are there any hidden fees?
Can I spend above my credit limit?
Why did I get declined?
Zip is an Australian ASX listed company.
Visit zip.co/nz
See full Ts & Cs